SERVICE CHARGES FOR DEPOSITS FROM 01.07.2017

A Minimum Balance Required: NEW A/c to be open with:
i) WITH CHEQUE BOOK WEF 01.04.2012. Rs. 1,000/-
ii) WITHOUT CHEQUE BOOK. Rs. 500/-
iii) No Frills Account / Basic Saving Account. Nil.
A Charges for Non-maintenance of Minimum Balance.Not applicable WEF 01.06.2015.
a First Passbook / Continuation of Pass Book. Free
b Issue of Duplicate Pass Book.Rs. 50/- for 1st Page & Rs. 25/- Per Page thereafter.
c Issue of Duplicate Bank Statement (if required).Rs.100/- Per Folio (40 Entries).
di Issue of Cheque Book. First 50 Cheque leaves free in a Financial Year. Thereafter Rs.3.00 per cheque leaf.
dii Issue of Additional Cheque Book. Rs.3.00 Per Cheque leaf.
diii Issue of Loose Cheque Leaves. Rs.20/- Per Leaf.
div Charges for Unused Cheques at the time of Closure of Account.:
ei (If we have not charged Chque Book Charges for SB Account). Rs.3.00 Per Cheque leaf.
eii Cancellation of Mutilated Cheque. Rs.3.00 Per Cheque leaf.
f Charges for Account Closure.: Within 6 Months of opening:Rs.150/-
Above 6 Months of opening: Rs.100/-
g Cheque Return Charges.:
i) Inward Clearing Return Charges. (Not Applicable in case of Technical Reason). Rs. 100/- + Rs.2.25 Per Thousand or Part Thereof.
ii) Outward Clearing Reurn Charges. (Not Applicable in case of Technical Reason) Rs.150/- Per Instrument.
iii) Electronic Clearing Debit Return Charges (ECS/NACH Return Charges). This Charge is not applicable in case of return due to Technical reason, such as 'Wrong Encoding', etc. Rs.100/- + Rs.2.25 Per Thousand or part thereof.
iv) Outward Clearing Return Delivery Charges. Actual Registered AD Charges.
h.i Stop Payment Charges. Rs.100/- Per Instrument. Maximum Rs.500/- Per instance.
h.ii Stop Payment Instruction after Loss of Complete Cheque Book or Range of Cheques Charges (Above 4 Cheques). Rs. 200/- Per instance. (Cheque Return Charges to be taken, if cheque presented for payment)
i Withdrawal by Cheque or otherwise exceedding 50 per Half Year (Excluding system generated transactions on alternate delivery channel of Bank).Rs.5/- Per Withdrawal, after the 50th Transaction.

Note:
(*) The above charges are exclusive of new Goods & Service Tax (GST), Presently @ 18.00 %* of Service charges. *GST are subject to change, as per Government notification from time to time.
The above charges are not applicable to individual Staff Members or a retired staff member, who retired on superannuation only & in case of joint Account of staff member/s, where staff name appeared as first name only.
Special Scheme : Current Accounts shall be classified as Gold & Platinum based on Average Credit Balance matained therein for a minimum period of 6 Months and thereafter as under :
a) Average Credit Balance of Rs. 50,000/- and above and below Rs. 5,00,000/- shall be classified as Gold Account. : 50% Discount in the above charges.
b) Average Credit Balance of Rs. 5,00,000/- and above shall be classified as Platinum Account. : No Charges applicable at all.
For the above facility, Initially charges will be debited as per Service charges manual. Subsiquent Credit ( Net of GST), if applicable will be given after each six month period for Jan-June & July-Dec period, based on Average Credit Balance as above.