Term Deposits of 12 Months & above:

* 1. Additional Interest @ 0.50% p.a., for Senior Citizens (except Recurring Deposit/s).
2. (a) Bulk Term Deposit of Rs. 15.00 Lakh and above, and up-to Rs. 1,00.00 Lakh, additional interest @ 0.10% p.a.
2. (b) Bulk Term Deposit over Rs. 1,00.00 Lakh, additional interest rate @ 0.15 % p.a. (Only single Benefit is available from 2(a), or 2(b) ).

C. No other additional Rate of Interest on Term Deposits to Registered Co-op. Societies, other than point number (a), & (b), as mentioned above.

D. Auto Renewal Facility:
* Auto renewal facility for all Term Deposits over 12 Months, (Excluding Special Term Deposit Scheme/s, if any, floated from time to time), will be applicable.
* Auto renewal Period: Original contracted period of the Term Deposit.
* Applicable rate of interest, as applicable on date of auto renewal, for applicable Term Deposit Period.

E. Recurring Deposit/s:
* Minimum period for Recurring Deposit is 12 Months (in multiple of 3 Months).
* Same rate of interest as above, are applicable for Recurring Deposit Accounts.
* No additional rate of interest is applicable for Senior Citizen’s Recurring Deposit Account.
* No Auto renewal is allowed for Recurring Deposit Accounts.

F. Before Maturity Penalty:
For before maturity of any Term Deposit Account, 1.00% p.a. penalty, is applicable for all tenor, as per Bank’s extant rule. The penal interest shall be 1.00% below the rate of interest applicable, at the time of Deposits for the period of Deposit remained with the Bank, or 1.00% below the contracted rate of interest, whichever is lower. However, no interest will be paid on Deposits, which remains for a period of less than 7 Days.

G. All other terms and conditions remain unchanged.